Now, I’m jumping into the waist-deep muck that is refinancing our home. But, I need to hear your stories. Some questions for my wise readers:
- Did you pay points up front?
- Who’d you go with, and why?
- Did you go straight to a bank, did you do it online, or did you deal with a broker?
- Do you feel like you got a good deal?
Really, it’s all quite painful. I should totally be editing photos instead of calling 10 banks this AM. Of course, then there’s the gamble of what rates are gonna do.
Feel the joy.
Really, go ahead — FEEL that joy.
Some things I have learned. Our mortgage is still considered jumbo for some mortgage houses — interesting since those limits have been raised for a few months.
Rates vary quite a bit.
Everyone wants my business.
I just feel so darn popular now. However, my children after me being on the phone that long are not particularly fond of me.
Hence, this short blog entry.