You know, after my little post about what I am going to do with my tax rturn, I started to re-think filling up the long term savings more before I do the kids college funds, etc.

So, what priorities do you do with your extra money? What gets filled up first?

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  1. says

    Dave Ramsey says money should pay off debt first, then go to a 1000 dollar emergency fund, then go to a long-term fund that has 3 months worth of income in it. If we don’t have those in place yet then we add it to where ever it fits. I’m not sure if we’ll be getting a return or not, I think we did last year, but the money will most likely go towards our 3 month savings.