Comments on: Zion Healthshare Reviews & Why Left Liberty Healthshare

By: Hilary Erickson

Hilary Erickson — Mon, 25 Mar 2024 22:10:12 +0000

In reply to Katelynn.

I think Zion is the best option which is why I’m on it…. As far as I know, as long as it’s not pre-existing, it’s covered. My husband had some mild skin cancer this summer and it was covered fine….

By: Katelynn

Katelynn — Sun, 24 Mar 2024 15:31:22 +0000

I have a friend with Liberty Healthshare and they have had zero issues with being paid out. They have had surgeries, hospital stays, ambulance rides, and have never had to pay out of pocket for anything. For those reasons I was going to join Liberty Healthshare. She did tell me you have to stay on top of them and just keep submitting the itemized bills if they send back your “out of pocket cost” and they will pay the entire thing if you keep submitting. I have been reading tons of recent reviews about Liberty’s backlog of payments so now I am definitely second guessing.
After reading other reviews I am now confused on which one I would like to join or just bite the bullet and go with a traditional, more expensive insurance. I am now looking into Zion and a few others. I am concerned about cancer coverage for Zion, God forbid I ever come across needing that coverage, but I definitely want that reassurance in the event that I ever need Cancer treatments. Everything is pretty vague that I have read on their website.

By: Hilary Erickson

Hilary Erickson — Sun, 01 Oct 2023 21:12:08 +0000

In reply to Jennie. I have. My husband had a minor surgery this summer, and we we paid by Zion before our credit card was due, with very little effort on our end. I still recommend them.

By: Jennie

Jennie — Sat, 30 Sep 2023 19:37:00 +0000

It’s been a while since someone’s asked if you’re still with Zion and if you still find them favorable. Could you give us an update, please. Thanks!

By: Hilary Erickson

Hilary Erickson — Wed, 16 Nov 2022 01:56:49 +0000

In reply to Jennifer Bundy.

So, I feel like the big win that Zion has is that it doesn’t pay for a ton of “small” things — so it’s billing department isn’t being PAID for that type of stuff. It is only the more major claims. I felt like that when I was eyeing it on Liberty, and I’m glad I moved.

By: Jennifer Bundy

Jennifer Bundy — Mon, 14 Nov 2022 02:08:30 +0000

Looking at Zion as well, and wondering if you think they might grow too fast to keep up with their growth? You mention you think that was an issue with Liberty, and that Zion is relatively new…so will they avoid that pitfall? Not sure how to tell that, but since you have been following it for several years, can you give any insight into that? Thanks!

By: Hilary Erickson

Hilary Erickson — Fri, 10 Jun 2022 19:15:40 +0000

In reply to Jennifer. One other thing, make sure to ask Zion ANY questions. They are really upfront and honest with how they answer, and I really appreciated that.

By: Hilary Erickson

Hilary Erickson — Fri, 10 Jun 2022 19:15:11 +0000

In reply to Jennifer. I am, but again I haven't actually had any personal claims I have needed them for. I did just have a friend have one paid out before her surgery though, so that's awesome to hear. I would definitely be looking if that's the plan you're on tho.

By: Jennifer

Jennifer — Tue, 07 Jun 2022 00:36:07 +0000

Are you still happy with Zion? We have been on Liberty for several years. At first they were pretty good, but they have gotten progressively worse at paying their claims. Luckily we haven’t had any major medical but I am desperately searching before something does happen. I have a friend that is on Liberty and had some major claims last year and has not been paid.
I agree they grew to fast and weren’t ready.

By: Hilary Erickson

Hilary Erickson — Fri, 08 Apr 2022 17:44:13 +0000

In reply to John. Yeah, I mean I am grateful I haven't had a need -- but I understand that. I am in a group of people on healthshares and I've never heard of an issue (beyond them checking a pre-existing condition which can take an extra week or so).