This real-life example of a family budget example will show a sample budget for a family of five — real, hard numbers. We have been married for over 16 years… man oh man. Budgeting is HARD. (Sidenote: This post was written in 2014, and I have updated it since then — but have kept the […]
Budgeting For a Family Of 5
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I did my original budget post in 2014. I would encourage you to check that post out first as it tells a lot of the history about how budgeting worked (and didn’t work) for us. I was going to re-do the graphic for that post, but then realized the whole post needs updating. So, without […]
Family Budget: Pre-funding
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We pre-fund our month’s budget. That means the money we’re making right now in February, is funding our budget for next month. That money just goes into savings to wait for next month. My paychecks also really vary because I don’t always work the same number of hours each week. That can be problematic. Here’s […]
Budget: Accounts
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In general, the 2 accounts we use monthly are savings (where all our paychecks go) and checking (which is how we buy things). We buy things in a few different ways: Checks — for bills, all done through bill pay in our bank Debit — what I use at the grocery store to get my […]
Family Budget: Other Pots
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I have 4 other pots I use to remain sane. I like the Dave Ramsey system, but as I said before I didn’t like all this cash sitting out in our house. I also was having purchases at different stores that I couldn’t absorb into the weekly money. I came up with a similar […]
Budgeting: Weekly Money
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I read a bit about Dave Ramsey’s envelope system, and in intrigued me. I just knew that I wasn’t comfortable getting all our money out in CASH at the beginning of the month. I’d lose it. I also worry I’d spend it and then we’d have a real “need” and then I’d just blow it […]
