Last night I was reading the BYU today magazine (it's the alumni magazine for BYU). They had a few articles on finances, which -- of course, I'm interested in. Always wanting to see how we're doing and get good ideas.
In the articles they mentioned that because we pay tithing (church members who wish to be in full-standing pay 10% of their increase all year to the church), we can't expect to have everything that everyone else does. Frankly, I've never heard that before. Whenever you hear about tithing you hear that the blessings will far outweigh what you give, and you'll never miss a thing. But realisticially, you will. I'd just never heard it from anyone.
Yes, there are countless blessings. And more importantly, the church needs that money to run well. So, I give with a willing heart (most times). But, we do need to be realistic about how it all comes-out in the wash. My money could've gone to a new car... or to Heavenly Father. It was my choice. :)